I was a bit inspired by Lance's post with the digital process following someone's oil process, so I decided to try it myself. I did a study of someone's tutorial on flemish oil painting which is the classical technique. I don't normally spend two days on my studies but I definitely felt like I learned quite a bit doing this one. In Painter 12.
And here are the 7 (or rather 8) steps for the flemish study. The paint layers were all at 80% opacity so that there would be some transparency like oil paint.